NY State

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Brooklyn School of Real Estate



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State of NY Insurance Department

The Insurance Department is responsible for supervising and regulating all insurance business in New York State.

The Department's mission is to:

  • Ensure the continued sound and prudent conduct of insurers financial operations; 

  • Provide fair, timely and equitable fulfillment of insurer obligations

  • Protect policyholders from financially impaired or insolvent insurers

  • Eliminate fraud, other criminal abuse and unethical conduct in the industry

  • Foster growth of the insurance industry in the State

The Department carries out its supervisory function by issuing licenses to agentsbrokersconsultants, reinsurance intermediaries, adjusters, and bail bondsmen; conducting examinations of insurers to determine their financial condition, treatment of policyholders and claimants, and underwriting practices; and auditing each company's annual reports.

The Department carries out its regulatory function by determining qualifications of insurers; regulating rates, certain retirement systems and pension funds; reviewing policyholders' complaints; supervising the liquidation, rehabilitation, and conservation of insolvent insurers; and approving corporate formations, mergers, and consolidations.

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